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The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.

적립식 복리 계산기

DOLLAR TOOLS · 04

적립식 복리 계산기

초기 투자금과 월 적립액, 기대 수익률을 넣으면 연차별 자산 성장 경로를 표로 보여줍니다.

GUIDE

복리는 기간이 만든다

월 100만 원을 연 8% 수익률로 10년 적립하면 원금 1억 2,000만 원이 약 1억 8,000만 원이 됩니다. 같은 조건으로 20년이면 원금 2억 4,000만 원이 약 5억 9,000만 원으로 불어납니다. 두 배의 기간이 두 배가 아니라 세 배 이상의 결과를 만드는 것이 복리의 본질입니다.

기대 수익률은 보수적으로 잡는 것이 안전합니다. S&P500의 초장기 연평균 수익률은 배당 포함 약 9~10%이지만, 환율 변동과 세금을 감안하면 원화 기준 6~8% 수준으로 계획하는 것이 현실적입니다.

FAQ

자주 묻는 질문

Q.수익률에 세금이 반영되나요?

이 계산기는 세전 기준입니다. 일반 계좌의 해외 ETF라면 매도 시 양도소득세 22%(250만 공제)를, 연금계좌라면 수령 시 연금소득세를 감안해야 합니다.

Q.월 적립은 언제 넣는 걸로 계산하나요?

매월 말 적립 기준입니다. 실제로는 적립 시점보다 꾸준함이 결과를 좌우합니다.

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함께 쓰면 좋은 도구

배당금 계산기세후 월 배당금 즉시 계산투자 분석 허브미국 주식·ETF·포트폴리오 실전 가이드투자 계산기 모음달러 인베스트먼트의 모든 도구 한눈에

본 계산기는 참고용 간이 계산 도구입니다. 세율과 제도는 변경될 수 있으며 실제 세액·환전 금액은 거래 기관 기준으로 확정됩니다. 자세한 내용은 면책고지를 확인해 주세요.