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The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.
The only way to survive financial capitalism is to participate directly in the market.

배당금 계산기

배당금 계산기 배당금 계산기
최종 업데이트: 2026년 7월 14일 | 세법 기준: 2026년 최신 반영

DOLLAR TOOLS · 01

배당금 계산기

투자 금액과 배당률만 입력하세요. 미국 주식 및 국내 ETF 세금을 반영하여 세전·세후 연 배당금과 월 환산 실수령액을 즉시 계산합니다.

연 배당금 (세금 차감 전) -
연 배당금 (세후 실수령액) -
월 환산 배당금 (세후) -

배당 계산, 세후 기준이 진짜입니다

미국 주식과 미국 상장 ETF의 배당은 지급 시점에 15%가 원천징수된 뒤 계좌에 입금됩니다. 표면 배당률 5%짜리 자산의 실수령 배당률은 4.25%인 셈입니다. 배당 목표를 세울 때는 반드시 세후 금액으로 계획해야 실제 현금 흐름과 어긋나지 않습니다.

국내 상장 해외 ETF의 분배금은 배당소득세 15.4%가 적용되고, 이자·배당 합계가 연 2,000만 원을 넘으면 금융소득종합과세 대상이 됩니다. 배당 포트폴리오 규모가 커질수록 세금 혜택이 있는 ISA나 연금계좌(연금저축·IRP) 활용을 적극적으로 검토하는 것이 좋습니다.

자주 묻는 질문

Q. 월 100만 원 배당을 받으려면 얼마가 필요한가요?

세후 기준 월 100만 원이면 연 1,200만 원입니다. 세후 배당률 4%(세전 약 4.7%) 자산 기준으로 약 3억 원의 투자금이 필요합니다. 위 계산기 금액을 바꿔가며 본인만의 역산 시뮬레이션을 진행해 보세요.

Q. 종목의 정확한 배당률은 어디서 확인하나요?

증권사 앱의 종목 상세 정보 또는 ETF 운용사 공식 홈페이지의 분배율을 확인하시면 됩니다. 가장 정확한 예측을 위해서는 '최근 1년 분배금 합계'를 '현재 주가'로 나눈 값을 실질 배당률로 잡는 것이 좋습니다.